Rs. You can choose from monthly or quarterly interest payouts. You can increase income with compound interest on reinvestment deposits. Like HDFC Bank, it’s also the highest rate of interest offered by ICICI Bank among all the deposit periods. Convenient-Having a savings account in HDFC bank allows to open fixed deposits easily, and it can be liquidated whenever required. HDFC Bank HealthCover fixed deposit has the following benefits: Take advantage of an instant overdraft of up to 90 of the amount of your fixed deposit. On the given deposit period of 3+ years to 5 years, the ICICI Bank also offers investors an interest rate of 6.10 per cent on deposits below Rs 2 crore, while for senior citizens, the rate is 6.60 per cent. It’s the highest rate of interest offered by the bank among all the deposit periods. On the given deposit period of 3+ years to 5 years, the PNB offers investors an interest rate of 5.75 per cent on deposits below Rs 2 crore, while for senior citizens, the rate is 6.25 per cent. However, the highest rate offered by the SBI is 5.65 per cent (6.45 per cent for senior citizens) on a deposit of below Rs 2 crore for a period of 5-10 years. On the given deposit period of 3+ years to 5 years, the SBI offers investors an interest rate of 5.60 per cent on deposits below Rs 2 crore, while for senior citizens, the rate is 6.10 per cent. Small-cap popularity not a sign of rising risk appetite: Experts State Bank of India (SBI)